Generally the heavy vehicle means, the huge vehicles which used to carry good and materials from one place to another place. Most of the times the road traffics and road blocks caused by this heavy vehicles. When we travel in the road we can see so many heavy vehicles around our way, such as, concrete transport truck, dump truck, garbage truck, log carrier, tank truck and mobile crane etc. we can see so many similarities between this heavy vehicle lists because most of these vehicles used to carry some heavy goods or materials. However maintaining and driving these heavy vehicles are not an easy things, there are so many procedures and requirements have to be followed and fulfilled.
Also, the heavy vehicle drivers have to obtain a special qualification in order to drive such vehicles, because driving a heavy vehicle is totally different from driving some other light vehicles. Another important thing is that, these vehicle have to obtain the vehicle insurance and third party insurance. It is because the accidents cause by this heavy vehicles can cause severe harm to other vehicles or people, therefore to protect and compensate the vehicle and people the insurance policies are compulsory. Generally, there are different insurance policies for different vehicles, such as, lorry insurance, carrier insurance, truck insurance and crane insurance etc. The reason for this is that the quality and capacities of the vehicles are different from a vehicle to vehicle.
Generally we can find so many insurance companies in our society, some of those companies are held by the private sectors and some of them are govern by the states. But all these companies have separate unit for heavy vehicles. It is because heavy vehicle insurance policies are very complicated and it has to give more importance than light vehicle insurance policies. That’s the reason why most of the companies appoint separate vehicle insurance agent or broker for separate vehicles. For example, truck insurance broker, lorry insurance agents and crane insurance broker etc.
Therefore, comparing to light vehicles such as, van, car, bike and jeep, the heavy vehicle are totally different. That’s the reason why the insurance companies and other authorities give more importance to this heavy vehicles than light vehicles. This difference is not only about the size and use of the vehicles but about the legal procedures and other formalities of the heavy vehicles. It is because to ensure the safety of all the vehicles and the people.